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Retirement Planning

Cllege Plans

Unclaimed Property



FR-FINANCIAL - operates as an independent financial planner. We are not captive to any one product or company. This autonomy allows us act in an objective capacity in our recommendations. We also have the ability to "shop around" for the most competitive products and the most attractive investment opportunities.

FR-Financial Offers:

Retirement Planning

Pre-Tax Plans:

403(b) TSA Tax Shelter Annuities. Click to learn more

Flex Premium, Fixed Annuities. Learn more about Annuites

Flex Premium, Variable Annuities. Learn more about Annuites

457 Learn about 457 plan

401K Learn about 401K plan

Tax Deferred Plans


Roth IRA


Life Insurance:

Non-Medical Term Life Insurance

Terms 10, 20, 30, years

ROP Terms, Return of premiums

Universal Life Insurance: Flexibility with long term coverage

Variables Life Insurance: Investments and Flexibility with long term coverage

Whole Life Insurance: Long Term Maximum Protection

Long Term Care.

Click here to read more about Life Insurance products offered


Medical Insurance:
There are 36 different medical plans.
click here to get prices and application to enroll.

Dental Insurance

Eye care insurance



Variable Annuities: Qualified or not qualified

Manage Portfolios

Variable Life

Mutual Funds

Long-Short Mutual Fund Investing
An investment alternative for risky times

Flex Premium: Fixed and Variable Annuities

*Mutual Funds Disclosures:
Before investing money in any mutual fund, carefully read the prospectus which contains complete information objectives, risks, fees and expenses, all of which should be considered before investing. For current prospectus(es) call 800-874-6910
Mutual fund shares involve investment risk and are not guaranteed. Mutual Funds shares will fluctuate in value and when redeemed may be worth more or less then your original investment.
The use of diversification/asset allocation as part of your investment strategy neither assures nor guarantees better performance and can not protect against loss in declining markets.
Early withdrawal penalties could apply resulting in potential loss of principal.



Moti Gur is a Registered Representative with and securities offered through Financial Network Investment Corp and Cetera Adviser Networks LLC.
A registered broker/dealer, Investment advisor and member FINRA/ SIPC
3807 Wilshire Blvd, Suite 1040 Los Angeles, CA 90010 213-385-6237


About Us
Mission Statement
403(b) FAQ
Contact Us
Products Overview
TSA 403(b)
403(b) Vs. 457
Contribution Limits 2011
Benefits of 403(b)
How to choose a 403(b) co.
Withdrawals and Payments
403(b) Tax Free Loan

Services Overview
Financial Planning
Retirement Planning
College Planning
The Power of Compounding
STRS/PERS Personal Projection