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401(k)

Gratefully, we don’t need to rely on our employer-sponsored 401(k) plan. Don’t get me wrong, 401(k) are a great way to save and you should certainly take advantage of any matching contributions they might offer. But instead of relying entirely on an archaic section of the tax code you can put your retirement into your own hands. The ball is in your court.

If you do have an old 401(k) sitting around from a previous employer?
It is time to rollover the 401(K) into an IRA!

Why not leave your money tied up in an account that isn’t fully in your control? The plan administrator can change investments, fees, and plan features on a whim and you’re stuck with those changes as long as you’re with that plan. When you roll over your 401(k) you can choose what company to move the funds to and how you want to invest it.

If you don’t have an old 401(k) to roll over, it’s time to focus on your existing IRA.

If you do not have one? It is time to open an IRA.

The government also didn’t increase the IRA contribution limits, but it’s still better than nothing. If you’re looking for a tax break today, the Traditional IRA may be what you’re looking for. But if you’re hedging your bets and expect to have higher taxes or be in a higher tax bracket when you

Places to Invest
The options are almost endless. There are many investment companies to choose from and may invest in a fund company, It all depends on what you’re looking to get out of your account and the level of service you needs.

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Moti Gur is a Registered Representative with and securities offered through Financial Network Investment Corp and Cetera Adviser Networks LLC.
A registered broker/dealer, Investment advisor and member FINRA/ SIPC
3807 Wilshire Blvd, Suite 1040 Los Angeles, CA 90010 213-385-6237
http://www.financialnetwork.com

 

 
   
   
 
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